Lending that grows with your business
Whether you need working capital to support day-to-day operations or a long-term loan to fund expansion, Mannix Capital structures lending that meets your real needs, from asset finance through to commercial property, all with flexible terms designed around your business objectives.
Our strong network of decision-makers means we can:
- Negotiate better terms by leveraging trusted relationships
- Secure fast approvals with direct access to credit teams
- Structure complex transactions other brokers can’t
Where we support you
Each service line below has its own page with the full detail. Click through to read more.
Business Lending
From SME through to mid-market and emerging corporate. The three-tier framework from Commercial Retail ($100k–$3m) up to Emerging Corporate (~$100m), structured around how the business actually operates.
Business lendingWorking Capital
Overdrafts, lines of credit, trade finance, debtor finance and seasonal facilities. Funded for the rhythm of your business, sized against the actual cash conversion cycle.
Working capitalAsset Finance
Vehicles, equipment, plant and fit-outs. Multiple product structures available, each with different tax, ownership and cash flow implications. We work out which is right for your business.
Asset financeAcquisition Finance
Bolt-on, strategic, management buyouts and partner buy-ins. We design the funding stack early so your bid stands up, then structure debt the post-deal cash flow can comfortably carry.
Acquisition financeProperty Lending
Commercial property, accommodation assets, specialist property and residential investment portfolios. Structured for optimal LVR, ICR and covenant outcomes across the property cycle.
Property lending
Specialist lending for professionals
Professional service firms require a special focus when structuring lending. Transactions are complex and often undersecured. We have deep experience structuring lending for:
- Real Estate Agencies (rent roll lending)
- Legal & Accounting Firms
- Healthcare providers
We support transactions like rent roll lending, acquisitions, management buyouts and partner capital contributions. With experience handling both commercial and personal lending (including private banking) we navigate the intricacies and get your firm the support it needs.
Need more than a transaction?
For complex capital structures, refinancing strategy or covenant negotiation, we offer a dedicated debt advisory service that sits one rung above standard broking.
Got a deal in mind?
The earlier we’re involved, the better the structure. Let’s sit down and walk through it.